ACCRUAL CONCEPT
The meaning of accrual is something that becomes due especially an amount
of money that is yet to be paid or received at the end of the accounting
period. It means that revenues are recognised when they become receivable.
Though cash is received or not received and the expenses are recognised
when they become payable though cash is paid or not paid. Both transactions
will be recorded in the accounting period to which they relate. Therefore,
the accrual concept makes a distinction between the accrual receipt of cash
and the right to receive cash as regards revenue and actual payment of cash
and obligation to pay cash as regards expenses.
The accrual concept under accounting assumes that revenue is realised at
the time of sale of goods or services irrespective of the fact when the cash
is received. For example, a firm sells goods for Rs 55000 on 25th March
2005 and the payment is not received until 10th April 2005, the amount
is due and payable to the firm on the date of sale i.e. 25th March 2005.
It must be included in the revenue for the year ending 31st March 2005.
Similarly, expenses are recognised at the time services provided, irrespective
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of the fact when actual payment for these services are made. For example,
if the firm received goods costing Rs.20000 on 29th March 2005 but the
payment is made on 2nd April 2005 the accrual concept requires that
expenses must be recorded for the year ending 31st March 2005 although
no payment has been made until 31st March 2005 though the service has
been received and the person to whom the payment should have been made
is shown as creditor.
In brief, accrual concept requires that revenue is recognised when realised
and expenses are recognised when they become due and payable without
regard to the time of cash receipt or cash payment.
Significance
l It helps in knowing actual expenses and actual income during a
particular time period.
l It helps in calculating the net profit of the business.
MATCHING CONCEPT
The matching concept states that the revenue and the expenses incurred to
earn the revenues must belong to the same accounting period. So once the
revenue is realised, the next step is to allocate it to the relevant accounting
period. This can be done with the help of accrual concept.
Let us study the following transactions of a business during the month of
December, 2006
(i) Sale : cash Rs.2000 and credit Rs.1000
(ii) Salaries Paid Rs.350
(iii) Commission Paid Rs.150
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(iv) Interest Received Rs.50
(v) Rent received Rs.140, out of which Rs.40 received for the year 2007
(vi) Carriage paid Rs.20
(vii) Postage Rs.30
(viii) Rent paid Rs.200, out of which Rs.50 belong to the year 2005
(ix) Goods purchased in the year for cash Rs.1500 and on credit Rs.500
(x) Depreciation on machine Rs.200
Let us record the above transactions under the heading of Expenses and
Revenue.
Expenses Amount Revenue Amount
Rs Rs
1. Salaries 350 1. Sales
2. Commission 150 Cash 2000
3. Carriage 20 Credit 1000 3000
4. Postage 30 2. Interest received 50
5. Rent paid 200 3. Rent received 140
Less for 2005 (50) 150 Less for 2007 (40) 100
6. Goods purchased
Cash 1500
Credit 500 2000
7. Depreciation on machine 200
Total 2900 Total 3150
In the above example expenses have been matched with revenue i.e
(Revenue Rs.3150-Expenses Rs.2900) This comparison has resulted in
profit of Rs.250. If the revenue is more than the expenses, it is called profit.
If the expenses are more than revenue it is called loss. This is what exactly
has been done by applying the matching concept.
Therefore, the matching concept implies that all revenues earned during an
accounting year, whether received/not received during that year and all cost
incurred, whether paid/not paid during the year should be taken into account
while ascertaining profit or loss for that year.
Significance
l It guides how the expenses should be matched with revenue for
determining exact profit or loss for a particular period.
l It is very helpful for the investors/shareholders to know the exact
amount of profit or loss of the business.
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INTEXT QUESTIONS 2.9
Fill in the blanks with suitable wo